The area covering Fort Myers, Florida has a high risk of hurricane strikes and because of
this situation, the home insurance rates skyrocket that even exceeded the rates applied to
the other areas of the State.
The home insurance becomes expensive because the probability of the rampage of a
hurricane is high. This means that insurance companies will be spending more money to
address the insurance claims of the insured.
However, there are approaches to observe in order to get hold of the insurance discounts
and these are as follow:
1. Combine your coverage
This strategy is a common engagement because when the homeowners decided to get
hold of home insurance, they would usually opt to get auto insurance as well from the
same insurance company to enjoy the discounted rate. This approach is beneficial to
both the insurance company and the insured because, under the purview of the insured,
he gets a lesser price through the application of an insurance discount in contrast to the
idea of buying two (2) insurances separately. On the other hand, and under the purview
of the company, it closes two (2) insurance sales.
2. Install locks or surveillance features
When homeowners install locks and surveillance systems in their residential homes, the
possibility of burglary, thief, and robbery is reduced. When this happens, the risk of loss
is mitigated and the insurance company benefits. In return, the company extends an
insurance discount to the insured.
3. Raise your deductible
When we speak about a deductible, it refers to the amount you pay for your health care
services each year before your health insurance begins to pay. The lower a plan's
deductible will entail a higher the premium. That means, you will pay more each month
and this will make your plan to start sharing the costs sooner and to effect, you will be
able to reach your deductible faster.
4. Having a monitored fire alarm system or other fire safety
measures
Basically, these devices will hinder the serious damage of your property because the
loss will promptly be resolved due to the timely attention by reason of the alarm system
and safety measures. As a result, the insurance company will only have a lesser risk.
With this approach, insurance companies provide insurance discounts to the insured.
5. Getting an impact-resistant roof
This move will result in less damage to the roofing system of the residential home during
the rampage of the hurricane because the impact-resistant roof can withstand the velocity
of the storm. To this end, the risk of loss is likewise being mitigated and the insurance
companies are being benefited. Insurance discounts are thereafter offered to the insured.
6. Have a wind mitigation inspection
The act of undertaking the wind mitigation inspection is a step to ensure that your residential
home does not have the factors to aggravate the damage to be caused by the hurricane in
case it strikes. This inspection will provide the utmost recommendation as to what actions
to be undertaken to make sure that the wind brought along by the storm will not damage
your home that easily. Insurance companies offer insurance discounts to reward this move.
7. Invest in water shutoff devices
When you install a sensor that will activate in case of water leak in the pipes, the integrated
shutoff valve will automatically close and prevent additional water flow that will result in your
home or appliance damage. The insurance companies will also offer discounts for this
gesture.
8. Install hurricane shutters and impact glass
When homeowners opt to install high impact windows, impact doors, and hurricane
shutters, the insurance companies provide for a discounted policy rate. Why?
Because the company’s risk is reduced due to the presence of the installed protective
mechanisms.
If you are in dire need to get the impact windows, doors, and hurricane shutters products,
you may contact Guardian Hurricane Protection because we have a wide array of
impact windows and doors as well as hurricane shutters. Our products are durable and
high-quality and for more information, you may visit the following links:
Guardian Hurricane Protection only uses the best materials to manufacture our shutters,
our products are tested and approved to exceed current Florida Building Codes, ASTM
and Miami-Dade protocols.
For more information, you may visit our official website at
https://www.guardianhurricaneprotection.com/
You may give us a ring for a prompt response at telephone numbers:
Naples / Marco Island: 239-438-4732
Fort Myers / Cape Coral 239-244-2015
Our dedicated and courteous customer service representatives are standing by to assist
you in your complete customer satisfaction.
